Meet Merlin AI,
Your Intelligent Value-Based Care Assistant

Ask. Analyze. Act.
Merlin AI Makes It Instant.
Healthcare teams spend weeks reconciling reports and models before reaching a single conclusion. With Merlin AI, finance, clinical, and actuarial teams can simply ask questions like:
- "Which contracts are trending toward deficit this quarter?"
- "What’s driving higher utilization in this region?"
- "Which of my patients are at highest risk of readmission right now?"
Merlin AI returns answers that are transparent, sourced, and ready for discussion. It helps teams see not only what is happening, but why, and what to do next.
Built on actuarial integrity
Accountability by Design
Merlin AI was created to meet the standards of actuarial and financial oversight. Every outcome can be traced to its source, every calculation can be reviewed, and every recommendation is built on Arbital’s validated actuarial logic.
Data That Answers Back
Merlin AI lets teams explore contracts, cost drivers, and performance factors through plain questions. There’s no need to pull new reports or switch between tools. The information you need is already in front of you, organized and ready for analysis.
Turn Insight into Measured Progress
Merlin AI helps teams move from understanding to execution without breaking momentum. Users can create charts, summaries, and workspaces in a matter of seconds, then use those results to guide next steps within the same workflow.
Clarity across every contract
Each contract has its own rules, metrics, and structure. Merlin AI brings all of them together in a single, consistent view that everyone can rely on.
- Finance, clinical, and actuarial teams work from the same information.
- Variations between contracts are normalized and explainable.
- Early signs of risk or overspend can be caught before they grow.
Merlin AI creates a shared foundation for decision-making, making oversight continuous rather than reactive.

Aligning financial insight with better patient care
Merlin AI brings the goals of value-based care into sharper focus: financial alignment and better outcomes for patients. When teams can see performance in real time, they can act before small shifts become larger problems. Merlin AI enables:
- Earlier interventions that prevent costly or avoidable episodes of care
- Smarter resource allocation toward programs that improve outcomes
- Shared visibility across finance and clinical teams to keep incentives aligned
When financial and clinical goals move together, value-based care works as intended—delivering better results for both organizations and patients.
