Actuarial AI | Your Intelligent VBC Assistant

Introducing the first Actuarial AI assistant designed to bring generative intelligence into risk contracting operations. Built by the industry’s leading value-based care actuaries, Actuarial AI makes complex contract performance data conversational, transparent, and instantly actionable.

WHY MERLIN

Ask. Analyze. Act.
Proactively Manage Risk with Actuarial AI.

Instead of spending weeks reconciling reports and building models, let Actuarial AI show you which contracts are performing and ways to limit financial volatility in just minutes. Ask questions like:

"Which contracts are trending toward deficit this quarter?"
"What’s driving higher utilization in this region?"
"Which of my patients are at highest risk of readmission right now?"

Actuarial AI returns answers that are transparent, sourced, and ready for discussion. It helps teams see not only what is happening, but why, and what to do next.

Accountability by Design

Actuarial AI was created to meet the standards of actuarial and financial oversight. Every outcome can be traced to its source, every calculation can be reviewed, and every recommendation is built on Arbital’s validated actuarial logic.

Data That Answers Back

Actuarial AI lets teams explore contracts, cost drivers, and performance factors through plain questions. There’s no need to pull new reports or switch between tools. The information you need is already in front of you, organized and ready for analysis.

Turn Insight into Measured Progress

Actuarial AI helps teams move from understanding to execution without breaking momentum. Users can create charts, summaries, and workspaces in a matter of seconds, then use those results to guide next steps within the same workflow.

WHAT IT SOLVES

Clarity across every contract

Each contract has its own rules, metrics, and structure. Actuarial AI brings all of them together in a single, consistent view that everyone can rely on.

Finance, clinical, and actuarial teams work from the same information.
Variations between contracts are normalized and explainable.
Early signs of risk or overspend can be caught before they grow.

Actuarial AI creates a shared foundation for decision-making, making oversight continuous rather than reactive.

WHY IT MATTERS

Aligning financial insight with better patient care

Actuarial AI brings the goals of value-based care into sharper focus: financial alignment and better outcomes for patients. When teams can see performance in real time, they can act before small shifts become larger problems. Actuarial AI enables:

Earlier interventions that prevent costly or avoidable episodes of care
Smarter resource allocation toward programs that improve outcomes
Shared visibility across finance and clinical teams to keep incentives aligned

When financial and clinical goals move together, value-based care works as intended—delivering better results for both organizations and patients.