Meet Arbital AI, Your Actuarial AI Assistant

Arbital AI brings actuarial intelligence into risk contracting operations. Built by the industry’s leading value-based care actuaries, it makes complex contract performance data conversational, transparent, and instantly actionable.

Arbital AI chat mockup

WHY ARBITAL

Ask. Analyze. Act.
Proactively Manage Risk with Actuarial AI.

The analysis behind a contract’s results has usually meant weeks of manual work in disconnected spreadsheets. Arbital AI runs that analysis in minutes and ties every answer to your contract’s financial terms.

“Which contracts are trending toward deficit this quarter?”
“What’s driving higher utilization in this region?”
“Which of my patients are at highest risk of readmission right now?”

Every answer traces back to the members, claims, and contract terms behind it, so your team can see what’s happening, why it’s happening, and where to act.

OUR FOUNDATION

Built on actuarial integrity

Accountability by Design

Arbital AI was created to meet the standards of actuarial and financial oversight. Every outcome can be traced to its source, every calculation can be reviewed, and every recommendation is built on Arbital’s validated actuarial logic.

Data That Answers Back

Every response draws on client data that Arbital cleanses, reconciles, and validates to an actuarial standard, then ties back to your contract’s financial terms. There’s no need to pull new reports or switch between tools. The information you need is already in front of you, organized and ready for analysis.

Turn Insight into Measured Progress

Arbital AI helps teams move from understanding to execution without breaking momentum. Teams can create charts, summaries, and workspaces in a matter of seconds, then use those results to guide next steps within the same workflow.

WHAT’S INSIDE ARBITAL AI

Hand Arbital AI one task and get back one answer you can act on.

Your Task

“Find my biggest cost problem.”

Autonomous Execution

Plans and executes every step of a well-orchestrated process

Actuarial Reasoning Engine

Combines actuary-defined methodology with your underlying VBC data and contract economics

Ongoing Analysis

Every query saved to share, edit, and build on

Synthesized Result

One clear conclusion, that traces back to your data, contract economics, and members and providers driving the result

Put It to Work

Arbital AI was built around how your team already works. It takes on the steps your analysts already trust, so they can spend their time on what the numbers mean.

Traditional process

Someone asks a question in plain English and an analyst builds the answer.

Most assistants stop at each answer. Arbital AI keeps going until the analysis is done.

Traditional process

The analysis that matters gets rebuilt every cycle.

Arbital’s agentic AI runs the whole multi-step analysis for you, the same way every time.

Traditional process

The results get passed around so the team can act on them.

Findings, exhibits and takeaways in one place your team can share and keep working on.

More of your team gets actuarial answers while there’s still time to do something about it.

Conversations ↓Workflows ↓Workspaces ↓

CONVERSATIONS · FROM ONE QUESTION

Ask one question. Arbital AI runs the whole analysis.

Arbital AI works through complex, multi-step analyses in sequence and delivers one synthesized answer, so your team spends less time engineering prompts and more time acting on results. When an analysis from your conversation is worth repeating, save it as a workflow your team can run again next month, and pin the results to a workspace everyone can see.

Conversations

Where is our Medicare Advantage spend running highest, and who is driving it?

Actuarial planWaiting for question

0 of 4 steps complete

1

Run cost_util_benchmark_comparison for all markets and lines of business to find the…

2

Use cost_util_benchmark_comparison for the identified market to analyze service category…

3

Use cost_util_benchmark_comparison to rank age and gender groups by outpatient Allowed…

4

Synthesize results from the previous steps into an executive summary.

Save as workflowShare as workspace

WORKFLOWS · IN PRODUCTION TODAY

One workflow, one click, every team working from the same answer.

Save your team’s best analyses as workflows and rerun them on demand. Anyone on your team can have Arbital AI run the same analysis, the same way, every time, so the person who built it can move on to the next hard problem instead of rerunning the last one.

Workflows are shared across teams in one click, so finance, actuarial, and clinical staff all work from the same process instead of rebuilding it. A growing library of workflows, built and validated by Arbital’s actuaries, gives your team a starting point.

Workflows

Create workflow

Avoidable Utilization Review

Uses the NYU avoidable-ER classification and AHRQ PQI measures…

Find My Biggest Cost Problem & Members to Act On

Identifies the market and service category driving the most…

High-Cost Claimants and Rising Risk

Splits the population into who is expensive now and who is…

MA Market MLR → Loss Driver → HCC Recapture

Finds the Medicare Advantage market with the worst MLR…

WORKSPACES · KEEP WHAT MATTERS

Every answer lands where the whole team can work on it.

Workspaces give your team one shared place to review, discuss, and act on what Arbital AI produces. Actuarial, finance, and clinical teams build and edit the same workspace together, so everyone works from one view instead of comparing numbers. Start from scratch or from one of our vetted, pre-built workspaces. From inside any workspace, start an Arbital AI conversation and drill into a figure, like a market’s inpatient cost, to see the members, claims, and drivers behind it without leaving the page.

Built from the Find My Biggest Cost Problem workflow

IP Admission Analysis

AFC

Shared with 3 teamsMake EditsShareAsk Arbital AI

Actual IP Paid Cost

$310.33

PMPM (Observed)

Benchmark IP Paid Cost

$271.33

PMPM (Benchmark)

Actual – Benchmark IP Paid Cost

$39.00

PMPM (Actual – Benchmark)

Inpatient Admissions by Gender

F: 56.3%

M: 43.7%

IP Admissions by Age Band

0–64: 14.4%

65–74: 26.2%

75–84: 36.4%

85+: 23.0%

Illustrative product example.

See what Arbital AI finds in your contracts

The Arbital AI platform is HIPAA-compliant, holds HITRUST and SOC 2 certifications, and has completed 1,500+ contract reconciliations. See a workflow run end to end and find out what’s driving your contract performance today.

Proactively Manage Your Risk Contract Performance With Actuarial AI

Introducing Arbital AI, the first Actuarial AI assistant designed to bring generative intelligence into risk contracting operations. Built by the industry’s leading value-based care actuaries, Actuarial AI makes complex contract performance data conversational, transparent, and instantly actionable.

WHY ARBITAL

Ask. Analyze. Act.
Proactively Manage Risk with Actuarial AI.

Instead of spending weeks reconciling reports and building models, let Arbital AI show you which contracts are performing and ways to limit financial volatility in just minutes. Ask questions like:

"Which contracts are trending toward deficit this quarter?"
"What’s driving higher utilization in this region?"
"Which of my patients are at highest risk of readmission right now?"

Arbital AI returns answers that are transparent, sourced, and ready for discussion. It helps teams see not only what is happening, but why, and what to do next.

Accountability by Design

Arbital AI was created to meet the standards of actuarial and financial oversight. Every outcome can be traced to its source, every calculation can be reviewed, and every recommendation is built on Arbital’s validated actuarial logic.

Data That Answers Back

Arbital AI lets teams explore contracts, cost drivers, and performance factors through plain questions. There’s no need to pull new reports or switch between tools. The information you need is already in front of you, organized and ready for analysis.

Turn Insight into Measured Progress

Arbital AI helps teams move from understanding to execution without breaking momentum. Users can create charts, summaries, and workspaces in a matter of seconds, then use those results to guide next steps within the same workflow.

WHAT IT SOLVES

Clarity across every contract

Each contract has its own rules, metrics, and structure. Arbital AI brings all of them together in a single, consistent view that everyone can rely on.

Finance, clinical, and actuarial teams work from the same information.
Variations between contracts are normalized and explainable.
Early signs of risk or overspend can be caught before they grow.

Arbital AI creates a shared foundation for decision-making, making oversight continuous rather than reactive.

WHY IT MATTERS

Aligning financial insight with better patient care

Arbital AI brings the goals of value-based care into sharper focus: financial alignment and better outcomes for patients. When teams can see performance in real time, they can act before small shifts become larger problems. Arbital AI enables:

Earlier interventions that prevent costly or avoidable episodes of care
Smarter resource allocation toward programs that improve outcomes
Shared visibility across finance and clinical teams to keep incentives aligned

When financial and clinical goals move together, value-based care works as intended—delivering better results for both organizations and patients.